Online Payment Processing
The biggest difference between Rainier and other service providers is that Rainier does not hold onto your money at all while they hold onto your money for weeks or months. We help our clients set-up their own online payment processing account and all funds flow immediately and directly to their bank account. We negotiate on behalf of our clients to obtain them the lowest fates and fees. Online Payment Processing is a first, best or only FBO feature provided by Rainier. Visa and Mastercard credit/debit cards are typically standard with all payment processors while Discover, American Express and eCheck are optional services with different pricing. All payment processing fees from these companies are billed directly by the processor.
We have negotiated super competitive pricing for Rainier clients with Beanstream which includes no upfront fees (for clients choosing the Annual Service Agreement option), low transaction rates and the ability to suspend monthly fees without incurring a reconnection fee.
US Clients
- Credit/Debit Card - Visa/MasterCard Credit/Debit cards: $100 Set-up fee (waived for clients choosing the Annual Service Agreement option); $20 Monthly fee
- Transaction fee - a rate of 2.19% plus $0.30 per transaction for qualified transactions
Canadian Clients
- Credit/Debit Card - Visa/MasterCard Credit/Debit cards: $100 Set-up fee (waived for clients choosing the Annual Service Agreement option; $20 Monthly fee
- Transaction fee - a flat rate of 2.89% plus $0.30 per transaction
- coming this fall Add Interac for: $50 Set-up; $10 Monthly fee the 80 cents per transaction
To begin the set-up process 
then a Beanstream person will follow-up within one business day.
Rainier is compatible with Authorize.NET and Pinnacle Processing (USA ePay). For Authorize.Net rates click here. For Pinnacle rates please click here or call Todd Banchero toll free at 1-877-850-7309.
Rainier is also compatible with two PayPal solutions: Website Payment Pro v2.0 (only available via phone sales: 866-836-1648) and Payflow Pro. Rainier is not compatible with Website Payment Standard, also known as "buttons". Clients choosing PayPal pay an additional $0.52 per credit card transaction charge to Rainier. (Note: this is in addition to PayPal charges and billed separately by Rainier).